Supplementary Service Data (USSD) banking platform called
the 945 way of life,the 945 offers easy banking at your
fingertips.Accoding to the bank the USSD has been
upgraded with new features to make banking easy for
Wema Bank customers.
The USSD is a GSM communication technology that sends
text messages between mobile phones and network
platforms. (*945#)
According to the head of e-Business at Wema Bank Plc, Mr.
Dele Adeyinka said in his statement “the Wema Bank family is
excited about this new development and stated that the 945
USSD platform will enable customers and non-customers alike
gain easy and simple access to banking solutions from
wherever they are.
“Everyone can access the simple banking solutions provided by
*945#” Mr Adeyinka stated. “*945# provides services like
airtime top-up, account opening, money transfer, cash-on-the-
go, payment of bills, and balance enquiry”. According to him,
new and existing Wema Account Holders also stand a chance to
win lots of prizes by using the code in the days following this
launch.
During the launch of the USSD code the Managing Director/
Chief Executive Officer of Wema Bank Plc, Mr. Segun
Oloketuyi, said that the idea of the 945 was gotten from
1945, the year the bank was established.
According to him he said “Convenient banking has always
been in our genes. We have strived in over 7 decades to ensure
that our customers receive the best of banking solutions. *945#
is our latest avenue to provide excellent service to Nigerians. It
is safe and convenient.”
It also aims to promote financial inclusion in the economy as
people in the grassroots can now gain access to banking
services through the 945 platform”.
BENEFITS OF *945#
Transactions are completed in seconds
Available on all phone types
Quick and easy to use
No banking hall or forms
Access your account balance from anywhere
No need for hardware token
All transactions are completed within 20 seconds
REQUIREMENT
In order for your transaction to go through when using the
*945# USSD code,your phone number must be the number
you registered when opening your account.
If you have a valid phone number, *945# is specially made
for you. Check out all the exciting features and services
below.
1. OPENING AN ACCOUNT
With this new feature opening of an account has just gotten
easy,to open an account just follow these basis steps.
Dial *945*1#
Provide all the requested information and wait for the
SMS notification with your account number
Visit the nearest branch for authentication and to
complete the account opening process.
Note that forms are not required to get your account
number. Once your account number is sent to you via SMS,
you can start receiving money right away.
2. ACCOUNT BALANCE
You don’t need to go the bank or use an ATM machine to
check your account balance,to check your account balance
follow these steps.
Dial *945*0#
Provide your PIN when prompted and your balance will
be displayed
You can get your available and cleared balances anytime,
anywhere, online and in real time.
3 .TRANSFER FUNDS
Now you can transfer funds anytime,anywhere at you own
convenient,to transfer funds just follow these steps.
Dial *945*BENEFICIARY ACCOUNTNUMBER*AMOUNT#
Follow the prompts to select beneficiary’s bank and
input PIN to transfer the specified amount to any bank in
Nigeria.
Please note that the maximum daily transfer amount is
N100,000.00. To transfer an amount beyond this limit, you
need to login to your WemaMobile or WemaOnline platform.
4. BUYING OF RECHARGE CARD
With the 945 you have quick access of recharging not only
your phone,you can also credit your loved ones line from
anywhere by following these steps.
Instantly recharge your registered phone by dialing
*945*AMOUNT# from the phone number you registered
with WEMA Bank
Send airtime to friends, family, and loved ones, by
dialing *945*PHONENUMBER*AMOUNT#
This service is available for all networks, just specify the
network and input your USSD banking PIN when prompted.
5. CASH ON THE GO
Just in case you run out of cash and you left your debit card
at home,with the 945 you can get instant cash.Here is how
Dial *945*8*amount#
Follow the prompts to generate your withdrawal code
Withdraw the specified amount (maximum of
N20,000.00 per code and minimum of N1000) in
multiples of 1000s from any cardless withdrawal
supported ATMs.
6. CHANGE OF USSD PIN
Now you can change your USSD PIN by following these
steps.
Dial *945*00#
Provide your current PIN
Confirm the new PIN when prompted and continue your
transactions with your new pin.
7. LINK YOUR BVN YO YOUR ACCOUNT
Linking of your BVN to your account will no longer be an
issue,just follow these steps
Dialing *945*BVN#
Input BVN and PIN when prompted
Your BVN is linked instantly to your account
To get your already linked BVN, simply
Dial *945#
Select the ‘’Link BVN’’ option from the menu list
Input your PIN when prompted to display your linked
BVN
8. PAY BILLS
Pay your bills with *945#, dial and select ‘’Pay Bills’’
option, select required biller from the available list, follow
the prompts and pay all bills instantly within seconds.
OTHER IMPORTANT INFORMATION
Dial short code from your phone number registered with
the Bank
Daily transaction limit is N100,000
Self-generated PIN required to validate 3rd party
transactions
Telco charges apply per session
Amount specified for transaction is debited from your
Wema Bank account